Pension Credit Week: 12 - 16 October 2026

This October, the Department of Work and Pensions is running a Pension Credit Week of Action to challenge some of the common misconceptions that prevent people from claiming Pension Credit. Many people believe that owning a home, having savings or receiving a private pension automatically makes them ineligible, but this is not the case.

As a result, many people of State Pension age who could be entitled to Pension Credit never make a claim. 

You may still be eligible for Pension Credit:

• if you own your own home, as home ownership is not taken into account when calculating entitlement.

• if you have savings, as the first £10,000 of savings is ignored. For every £500 of savings above £10,000, DWP assumes you have an extra £1 a week in income when calculating your entitlement.

Pension Credit is paid in addition to the State Pension and could provide extra financial support.

Pension Credit is not paid automatically. To find out more about Pension Credit and how to apply, please visit: 

gov.uk/pension-credit/what-youll-get 
gov.uk/pension-credit/how-to-claim